Why HDFC Regalia First Credit Card is one of the best credit cards?

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HDFC Regalia First Credit Card provides different types of benefits across various categories. If you are looking for a card that offers a wide range of perks, consider purchasing this HDFC Credit Card. Further, it comprises privileges such as complimentary lounge access, rewards, contactless payment, comprehensive insurance, and much more. Hence, you are getting an all-in-one card for your variety of needs. Keep reading the article to understand “Why HDFC Regalia First Credit Card is one of the best credit cards?”.

All about HDFC Regalia First Credit Card

The HDFC Regalia Card provides up to 8 complimentary domestic and international lounge visits. However, to receive the benefits, you must swipe your credit card at the appropriate location. You can now apply for Priority Pass for yourself and your add-on card member. It is only possible if you use this HDFC Credit Card for 4 retail transactions. Furthermore, by using the Priority Pass, you and your additional member can earn 3 complimentary accesses per access outside of India. As a result, you can travel from one location to another with ease. In addition, if your complimentary visits exceed three, you will be charged up to $27 per visit. 

What we want in our lives is to dine out with friends or loved ones. However, nowadays it may cost you a lot of money to hang out somewhere. As a result, the HDFC Regalia First Credit Card comes with exclusive dining privileges to assist customers. Take advantage of the Good Food Trail Dining Programme at premium restaurants. It will allow you to save a significant amount of money on your bill. Besides this, for every INR 150 spent on retail, you will receive up to 4 reward points. It will, however, include insurance, utility bills, education, and rent. In an anniversary year, you will receive 5000 reward points if you spend INR 3 lakhs or more. Spending INR 6 lakhs or more in an anniversary year earns you additional reward points worth up to 2500.

We all love traveling and shopping in our day-to-day life. What would be more amazing if you are getting cashback for doing so? Enjoy cashback of up to 5% for spending all across travel or shopping by paying through Smartbuy. Additionally, get a 1% fuel surcharge waiver across all the fuel stations in India. This will allow you to save money that you pay on extra charges. However, the fuel surcharge is applicable on transactions between INR 400 to INR 5000. The comprehensive insurance policy will save you in any way possible. It is because you will get INR 50 lakhs for air accident cover, INR 10 lakhs for any overseas emergency, and INR 5 lakhs for lost card liability. Hence, you will be stay protected from any mishappenings that may occur in your life. 


HDFC Regalia First Credit Card is one of the best credit cards that offer a diverse range of benefits. As the credit card comes with a set of perks from almost every category. Be it traveling, shopping, or spending money you will get rewards and cashback for the same. Apart from the above-mentioned benefits, the Regalia Card comes with contactless technology. It does however enables fast and a safe payment gateway. In addition, it adds a safety layer of security to protect from counterfeits. With this latest technology you didn’t have to hand over your card to someone. All you have to do is just simply swipe your credit card at the reader on the bill counter. If you have any questions or concerns, please contact HDFC Bank’s customer service department. They will resolve all your queries within a short period. 

Also Read: Why a Doctor Loan is the Best Option for You?

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